Work with a financial advisor focused on your success
Tim Lyons cares deeply about the purpose and direction of your life and how your money intersects and impacts your relationships.
Hi, I am Tim Lyons!
I became a financial advisor because I kept seeing the same thing: hardworking people — families, business owners, people who had done everything right — reaching a major life transition and realizing they didn’t have a real plan. They had accounts. They had policies. They didn’t have a plan.
I founded Lyons Resources to change that.
My mission is straightforward: to provide financial planning and advice for your family as if it were my own. That means listening before advising. Building a plan before recommending a product. And staying alongside you through every season — not just when the market moves.
Experience that inspires confidence
For nearly two decades, I’ve guided families and small business owners across Palm Beach Gardens, Jupiter, and the Treasure Coast through some of the most important financial decisions of their lives.
Before founding Lyons Resources, I advised more than 200 small businesses and over 400 families in risk management and insurance planning. That work gave me a clear-eyed view of the gaps that exist when financial advice is fragmented — when the insurance person doesn’t talk to the investment person, and neither one knows what the CPA is doing.
From 2019 to 2024, I built and led a full-service advisory practice within a large national brokerage firm, mentoring developing advisors and facilitating regional training focused on long-term planning and disciplined stewardship. Launching Lyons Resources was a deliberate next step — bringing together the structure and resources of a national platform with the independence and personal attention that families actually deserve.
Experience and Support
✓ Independent
✓ Supported
✓ Personalized
Strength Backed by LPL Financial
Lyons Resources is supported by LPL Financial, the nation’s largest independent broker-dealer* and a Fortune 500 company.
Through LPL, clients benefit from the strength and stability of a firm that provides:
- $2.3 trillion in brokerage and advisory assets serviced or custodied
- 11 million client accounts
- 32,000+ financial advisors nationwide
- Partnerships with 1,100 financial institutions
- Zero proprietary product requirements
LPL delivers advanced technology, cybersecurity infrastructure, and operational support—while preserving the independence that allows me to prioritize your goals without proprietary product pressure.
*Based on total revenues, Financial Planning magazine 1996–2025.
Beyond the Office
I’m a husband and father of four, raising my family right here in Palm Beach County.
I’m actively involved in mentoring young adults, supporting community financial literacy initiatives, and engaging with local schools and organizations that strengthen this community.
I believe strong financial habits and strong families are built the same way — through guidance, consistency, and example.
What Guides Everything We Do
Financial success isn’t just about wealth—it’s about living purposefully today while preparing wisely for tomorrow.
Clarity
Helping you understand where you stand and where you’re headed.
Confidence
Building disciplined strategies designed to endure through changing markets.
Comfort
Working toward clarity and confidence for you and your family through proactive planning.
A deeply personal experience is a phone call away.
✓ Clarity
✓ Confident ✓ Comfort
Financial planning works best when it is consistent, disciplined, and deeply personal. My commitment is to serve as a steady advisor—helping you make thoughtful decisions at every stage of life.
Beyond my advisory work, I am actively involved in mentoring young adults and supporting community initiatives that promote financial literacy and family engagement. I believe strong financial habits—and strong families—are built through guidance, accountability, and example.
Let’s discuss your most important goals and begin building a plan that reflects your values.
Common Questions About Lyons Resources
It means Tim isn’t required to sell any proprietary products. Lyons Resources operates independently, using LPL Financial’s platform for custody, technology, and compliance support, while Tim builds recommendations around your specific situation rather than a company’s product lineup.
Tim has 19 years of experience in financial services, including a background in commercial real estate and insurance before founding Lyons Resources. He holds FINRA Series 7 and 66 registrations and Florida insurance licenses (2-15, 2-20).
Lyons Resources works with families, retirees, and business owners throughout Palm Beach Gardens, FL, including Palm Beach Gardens, Jupiter, and the Treasure Coast.
Compensation varies by account type and may include fee-based advisory arrangements or commission-based brokerage transactions. Tim will walk you through exactly how a given recommendation is compensated before you decide anything.
Yes. An initial conversation carries no cost and no obligation. It’s a chance to ask questions and see whether working together makes sense.
How Planning Is Priced
Investment management is billed on a progressive schedule — the more you have managed, the lower the rate on the additional amount:
| Portion of managed assets | Annual rate |
|---|---|
| First $1,000,000 | 1.00% |
| Next $1,000,000 (to $2MM) | 0.75% |
| Above $2,000,000 | 0.50% |
Financial planning is priced separately, by complexity — not folded into a flat number. As the assets we manage together grow, the planning fee declines, and it disappears once we manage $1 million or more.
| Assets managed | Core | Core Plus | Advanced | Advanced Plus |
|---|---|---|---|---|
| Under $500K | $150/mo | $300/mo | $450/mo | $600/mo |
| $500K–$750K | $75/mo | $150/mo | $300/mo | $450/mo |
| $750K–$1MM | Included | $75/mo | $150/mo | $300/mo |
| $1MM+ | Included | Included | Included | Included |
Core — Straightforward planning needs. Annual review meeting. Covers retirement income and Social Security timing, cash flow and budgeting, beneficiary and titling review, and a portfolio/risk tolerance check-in. Fits one household with one income source and no business or trust complexity.
Core Plus — Broader planning across several areas. Two review meetings a year. Adds life and long-term care insurance analysis, large purchase and financing analysis, RMD and withdrawal strategy, and education funding. Fits households juggling several goals at once.
Advanced — Complex decisions needing deeper analysis and coordination. Quarterly check-ins. Adds equity compensation planning, business cash flow and compensation planning, Roth conversion analysis, and active coordination with your CPA and attorney. Fits business owners and those with multiple accounts or entities.
Advanced Plus — Highly complex personal, family, or business-owner planning. Priority scheduling and ongoing access. Adds business exit and succession guidance, generational transfer and charitable planning, and full-team coordination through a major life transition. Fits a business sale, multi-generational planning, or navigating loss, inheritance, or divorce.
Common Questions About How Planning Is Priced
By complexity, using four levels — Core, Core Plus, Advanced, and Advanced Plus. Your level is based on how much ongoing work your situation requires, not a fixed menu.
Yes. It declines as the assets we manage together grow, and reaches $0 once we manage $1 million or more.
No — it’s billed separately, on its own progressive schedule, so additional assets are charged at a lower rate as they grow.
Yes. As your situation gets simpler or more complex, we adjust the level together.
Yes, these are two distinct, transparently priced parts of the relationship.